NovaCover matches you with the right insurance in minutes — home, auto, health, life, and beyond. Transparent pricing. Zero jargon.
From your family home to your business fleet — one broker, every line of insurance you'll ever need.
A quick 3-minute form about your assets, household, and risk tolerance — no phone calls required.
Our engine queries 40+ A-rated insurers simultaneously, filtering for your exact situation.
Choose your plan, sign digitally, and receive your policy documents in under 60 seconds.
Your dedicated broker is always a message away — for claims, adjustments, or just questions.
"Saved $1,200 on my home + auto bundle in literally 8 minutes. My old broker never came close to this."
"The ACA subsidy calculator alone is worth it. They found $440/month in credits I was leaving on the table."
"Final expense plan sorted for my parents in one afternoon. The team made a sensitive topic feel completely manageable."
Get your personalized coverage comparison in under 5 minutes. No obligation, no spam.
Dwelling, personal property, liability, and additional living expenses — all in one policy designed for modern homeowners.
Rebuilds or repairs your home's structure after covered perils — fire, wind, hail, lightning, and more.
Furniture, electronics, clothing, appliances — covered up to your policy limits, even off-premises.
Covers legal fees and damages if someone is injured on your property or you accidentally damage theirs.
Hotel stays, meals, and temporary living costs covered while your home is being repaired.
Optional NFIP-backed flood coverage — recommended for all properties in coastal or low-lying areas.
Jewelry, art, and collectibles can be individually scheduled for their full appraised value.
Get quotes from 40+ carriers in under 5 minutes.
State minimum to full coverage — we find the right policy for your vehicle, your history, and your wallet.
Legally required in every state. Covers bodily injury and property damage you cause to others.
Repairs or replaces your vehicle after an accident, regardless of fault.
Non-collision events — theft, vandalism, hail, floods, falling trees.
Covers your medical bills and your passengers', no matter who caused the accident.
Protects you when the at-fault driver has no insurance or insufficient coverage.
Towing, jump starts, flat tire service, lockouts — available 24/7 nationwide.
Our carriers offer over a dozen discounts — we automatically apply every one you qualify for.
B-average or above? Save up to 25% for student drivers under 25.
Install a plug-in device or app. Drive safely and earn up to 40% off.
Combine home and auto for an average 18% discount across both policies.
Electric and hybrid vehicles qualify for a green vehicle credit with most carriers.
Takes 3 minutes. No commitment required.
We're ACA-certified brokers. We maximize your subsidies, compare every plan in your marketplace, and enroll you — at zero cost to you.
You pay the exact same premium whether you enroll directly or through us. The difference is you get expert help — free.
We calculate your APTC and CSR eligibility down to the dollar — most clients discover credits they missed.
Metal tiers, network types, drug formularies — we decode every detail so you choose with confidence.
Lost coverage? Had a life event? We guide you through SEP eligibility and get you enrolled fast.
We proactively review your plan each November and switch you if a better option becomes available.
We confirm your doctors are in-network before you enroll — no nasty surprise bills.
If a claim is denied, we advocate on your behalf. Our clients rarely fight insurers alone.
Certified ACA brokers available year-round. Get your free subsidy estimate in minutes.
Simple, compassionate coverage that ensures funeral costs, medical bills, and debts don't fall to the people you love.
Whole life policies from $5K–$25K designed specifically to cover funeral and burial costs. No medical exam. Instant approval.
Pure protection for 10, 20, or 30 years — high coverage amounts at the most affordable premiums.
Permanent coverage with a cash value component that grows tax-deferred throughout your life.
Flexible premiums, death benefit, and cash value tied to market indices — with a floor of 0% loss.
For seniors or those with health conditions who can't qualify for standard policies — guaranteed issue available.
Ensures your family can keep the home if you pass away — coverage tied to your mortgage balance.
The average funeral costs $9,000–$12,000. Final expense insurance ensures that number never lands on your family's credit card.
Most applicants ages 50–85 qualify with just a few health questions. Coverage starts immediately.
Your monthly payment never increases, and your coverage never decreases — for life.
The death benefit is paid directly to your chosen beneficiary — no restrictions on how it's used.
Claims are typically paid within 24–48 hours — exactly when your family needs it most.
5-minute application. No medical exam. Same-day approval.
From freelancers to 500-person companies — we structure commercial policies that grow with your business and keep you protected at every stage.
Third-party bodily injury, property damage, and advertising injury. The foundation of any business policy.
BOP bundles GL and commercial property into one affordable package — ideal for small businesses.
Covers employee injuries on the job — legally required in most states and essential for any team.
Data breach response, ransomware, business interruption, and regulatory fines from cyber events.
Errors and omissions protection for consultants, advisors, agencies, and service professionals.
Fleets and individual business vehicles — higher liability limits than personal auto can provide.
Get a commercial insurance review from a licensed broker — no obligation.
A licensed broker will review your submission and reach out within 2 business hours — often within 15 minutes.
🔒 Your information is encrypted and never sold to third parties.